IGA: Rina has taken loan for her agarbatti (Incense Stick) business. She is doing business with her elder brother. Before attachment with VFSPL their monthly income was Rs-1700/- per month but presently they are earning around Rs- 3500/- per month. They buy agarbatti (Incense Stick) and sell into the local market. They have a plan to start make agarbatti on her own in Spare time. Presently they have a brick walled house and a television too.